An FHA loan might be the best loan for you especially if you've had past credit issues. FHA loans are insured by the Federal Housing Administration and have literally helped millions of home buyers buy homes.

There are a number of benefits to buying a home with an FHA loan and they are as follows:

The minimum down payment requirement is 3% of the sales price; and
You can get down payment assistance for the minimum required down payment; and
The mortgage insurance factor is .5% which is a lot lower than most Conventional loans;
Greater flexibility with credit than most Conventional loans; and
All property types (4 units or less) are permitted; and
The option of getting acquisition and funds to renovate a house exist with a 203-k loan;
There are a number of adjustable rate options including 1 year, 3 year, and 5 year ARM's;
Chapter 13 Bankruptcy's are okay with timely payments after 12 months of the file date (Subject to the final approval of the underwriter.)

You must be an owner-occupant to get an FHA loan.

The application process is very easy. Simply, complete the form below and one of our lender partners will review your file for pre-approval. Once we get you pre-approved, the home shopping begins.

After submitting your application, if you have any questions, call Sir Charles Martin at 240-765-1355.

Borrower Information:

Borrower (Full Name):
Date of Birth:	(ex. dd/mm/yyyy)
Soc. Security #:
Residence Phone #:
Business Phone #:
Present Address:
City:
State/Province:
Zip Code/Postal Code:
E-mail Address
Years at Present Address:		Rent $	/month
	or	Own $

Previous Address:
City:
State/Province:
Zip Code/Postal Code:

Marital Status:	Married Separated Unmarried (including single, divorced, or widowed)

Occupation: (Position & Title)
# of years:
Place of Employment: (Name & Address)
Previous Employer: (Name & Address)

Co-Borrower Information:

Co-Borrower (Full Name):
Date of Birth:	(ex. dd/mm/yyyy)
Soc. Security #:
Residence Phone #:
Business Phone #:
If same as borrowers address
Present Address:
City:
State/Province:
Zip Code/Postal Code:
E-mail Address
Years at Present Address:		Rent $	/month
	or	Own $

If same as borrowers address
Previous Address:
City:
State/Province:
Zip Code/Postal Code:

Marital Status:	Married Separated Unmarried (including single, divorced, or widowed)

Occupation: (Position & Title)
# of years:
Place of Employment: (Name & Address)
Previous Employer: (Name & Address)

Gross Annual Income:

	Borrower	Co-Borrower
Self-Employed ?	Yes No	Yes No
Base Salary:	$	$
Overtime:	$	$
Bonuses:	$	$
Commissions:	$	$
Dividends:	$	$
Net Rental Income:	$	$
Other:	$	$

Total:	$	$

Do You Intend To Occupy This Property ? Yes No
Number of Children:
Ages:
Other Dependents:

Assets:

Checking:	$	Bank:
	$	Bank:
Savings:	$	Bank:
	$	Bank:
Credit Union:	$	Bank:
Stocks:	$
Bonds:	$
Life Insurance:	$

Present Residence (If Owned):
Market Value:	$
Morg. Value:	$
Lender:

Other Assets (Specify):

Liabilities:

(List outstanding obligations including auto loans, mortgage payments,credit cards,
personal loans, and all other loans.)

Type	Creditor's Name	Unpaid Balance	Due Date	Monthly Payment
		$		$
		$		$
		$		$
	Total:	$		$

Additional Monthly Obligations:
Alimony:		$
Child Support:		$
Child Care:		$

Are There Any Judgements or Lawsuits Present?

Yes No

Amount:

Is Any Part of the Down Payment or Settlement Costs
Being Obtained From a Source Other Than From Assets
Listed Above?

Yes No

I hereby give my consent to have my credit report secured
from any credit reporting agency which you designate.

Yes No

Home | Buyers | Sellers | Affiliates | Contact

REMAX Specialists* 10460 Campus Way S * Upper Marlboro, MD 20774

Call today at 240-765-1355